Overview of the so-called «second chance politics» for small and medium-sized enterprises
Abstract
Small businesses are without doubt those that are most intensely suffering the negative consequences of the current economic crisis. The concept of «Fresh Start» or «Second Chance of the Insolvent Debtor» refers to the set of mechanisms or institutions whose main aim is to ensure that, if certain requirements are met, effective participation on legal affairs can take place again, on an equal footing to other market stakeholders. It is obvious that the current concept of creditor insolvency has a clear discouraging effect on the entrepreneurial spirit. This is the main reason that justifies its little use as a means to respond to the financial difficulties of businesses.
Received: 02 June 2014
Accepted: 12 September 2014
Published online: 18 December 2015
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