The protection of overindebted and insolvent comsumers in USA

  • Julio Álvarez Rubio Universidad de Cantabria
Keywords: BAPCPA, consumer, insolvency, over-indebtedness, USA

Abstract

This is a study of the particular system which regulates consumer over-indebtedness and insolvency in the United States of America, in view of the 2005 reform. It includes specific analysis of both the practical application of the means test as well as the different «entry barriers» to the procedure. The limits and restrictions of discharge are discussed.

Received: 22 May 2011
Accepted: 28 June 2011
Published online: 18 December 2015

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Published
2011-12-31
How to Cite
Álvarez Rubio, Julio. 2011. “The Protection of Overindebted and Insolvent Comsumers in USA”. International Association of Cooperative Law Journal, no. 45 (December), 17-47. https://doi.org/10.18543/baidc-45-2011pp17-47.